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Agri Loan

Get2loan offer from agri term loans for buying cattle, purchase of equipment for irrigation and other agricultural requirements.

Eligibility: Individual farmer/ Joint borrower. All major applicant up to age of 60 years, above 60 years legal heir is mandatory

Type of facilities:

1. Cash Credit/Over draft: To meet crop production cost & expenses towards consumption, post-harvest expenses and repair & maintenance

2. Term Loan: For investment purpose like land development, purchase of farm implement, Irrigation equipment etc

3. Quantum of finance: Quantum of finance is based up on land under cultivation, cropping pattern & scale of finance

4. Security

5. Primary: Hypothecation of crop & assets created out of bank finance

6. Collateral: Mortgaged of agricultural land/Urban Property/Liquid security

7. Tenure: Five year

8. Other Benefit:

9. Free Personal accidental insurance coverage of farmer, up to Rs. 2,00,000/-,

10. Crop Insurance available for all notified crop under Pradhan Mantri Fasal Bima Yojana,

11. Issuance of Rupay Farmer Platinum debit card for hassle free transaction

12. Documentation:

13. KYC of Borrower/Co-borrower/Guarantor

14. Copy of Land records

15. Copy of Govt. land rate of agriculture land

16. Latest updated passbook/bank statement